For those who are not eligible for a subsidized government plan or covered by an employer health plan, there are a few major medical insurance plans available, depending on where you live. This health insurance typically covers routine doctor’s visits, prescription drug coverage, preventative care and hospital or emergency treatment which can help prevent catastrophic expenses in the event of a health event or accident. We can help you determine the best option available in your area. Contact us to determine if you are in a Special Enrollment Period, or during Open Enrollment for a quote or help enrolling.

If you are between jobs, unable to qualify or afford individual coverage or COBRA or can’t wait for the Open Enrollment Period, short-term insurance plans provide temporary coverage with limited benefits.  While these plans are not qualified health plans under the Affordable Care Act they are an affordable option.

Your current medical insurance may not cover you during travel or extended stay outside of the country.  Whatever your age or situation, this affordable insurance gives you access to the best health care available during your trip or after you return.

A supplemental health insurance plan provides added medical coverages that help pay costs that are not covered by your basic health insurance plan. These can be purchased to contribute to paying for the cost of your deductible or coinsurance in the event of an accident, serious illness or hospitalization.

Examples of supplemental plans include coverage for cancer, heart attack, stroke, accidental injuries, and hospitalization for illness or injury.

Most insurance plans do not cover dental or vision for adults, but there are many standalone dental and vision plans available. Dental plans include those with no waiting periods, where you can choose your own dentist and some cover implants and orthodontics. Vision Insurance can help cover exams, glasses and contact lenses with thousands of providers including private practices and major chains.